News Archives - Bad Credit No Credit Auto Loans in OttawsBad Credit No Credit Auto Loans in Ottaws

News Archives - Bad Credit No Credit Auto Loans in Ottaws Category

Vehicle Finance Process

How A Used Vehicle Financing Offer Is Determined

Step 1:
You first need to decide on a vehicle! What age, mileage, and cost are you willing to take on? Remember, the rule is not to spend more than 18% of your gross monthly income. So, if you are making $2000 a month, you should not spend more than $360 a month on your car payment. Buy what you can afford NOW, don’t stretch your budget. This will help you stay on top of things and build a better credit.

Step 2:

Fill out our on-line credit application OR give us a call at 613-686-3962. You will need your 2 most recent pay-stubs, driver’s license, and the amount of your down payment. The higher your down payment, the better chance you have of getting a vehicle loan.

Step 3:

Credit History will be gathered by our credit specialists. They will review it with you and explain all the pros and cons, and answer all your questions regarding your credit score. This is a FREE ONE-ON-ONE session with a qualified credit specialist and an opportunity for you to learn about your credit history. We highly recommend going through this process even if you don’t buy a vehicle from us at this time. This will help you gain insightful knowledge so that you are better prepared the next time you are looking for any type of loan. You may even end up passing on this knowledge to your loved ones so that they understand how to keep a positive credit history.

Step 4:

Down payments do not have to be just cash. You can also trade in your current vehicle as a down payment. Remember, the more you are able to pay up front, the lower your monthly payments will be.

Step 5:

Once you are happy with your used vehicle loan finance offer, we will prepare all the required paperwork to be signed by you. Once signed, all the paperwork will be forwarded to the designated lender.

Step 6:

Before picking your vehicle you must ensure that you have insurance and must provide us a copy from your insurance company.

Step 7:

Your vehicle will sent for emission testing and safety certification. It will be ready for you to pick up at your convenience!

Rebuild Your Credit With An Auto Loan

Rebuild Your Credit With An Auto Loan

Life is not perfect, and sometimes we need a little help to start over and be given a second chance.  Credit rebuilding means getting that second chance and being able to get the financing you need to secure an asset.  We can find you the best terms and conditions to get you your vehicle loan.  Once you get the financing you need, you can turn your situation around by building a better credit history.  Remember, the past does not have to decide your future.

Auto Mall Loans specializes in poor credit used vehicle financing.  We have helped over thousands of customers with not so perfect credit. People from all walks of life face financial difficulties, including celebrities!

People Just Like You: 

  • Poor Credit?
  • Bankruptcy?
  • Double Bankruptcy?
  • Damaged Credit Due To a Divorce?
  • Debt?
  • No Credit?
  • Repossessed Vehicle by Lender?
  • Illness?
  • Loss of Work?
  • Disability?

Our professionals understand all these situations and are more than qualified to help you to rebuild your credit and guide you towards maintaining good credit as you move forward in life.

Our services are FREE, thorough, and we will help you rebuild your credit even if you don’t buy a used vehicle from us!  Our finance experts will make sure you are on the right path to building good credit and securing a better financial future for yourself.

To get started, fill in our on line, no obligation application.  DON’T DELAY, TAKE ACTION NOW!    Until you do, your credit will NOT improve, so go ahead and start now!